What if the most expensive decision you'll ever make isn't financial—it's postponing the life that matters most? In this deeply personal reflection, Michael Drake shares the moment he realized that money can be earned again, but time can never be reclaimed.

What if the only thing standing between you and the life you want isn’t skill, but willingness? In The Courage to Begin, I explore why confidence doesn’t come before action, why mortality makes hesitation costly, and how one imperfect step forward can reshape your identity.